Retirement

Can you think of anything that makes a person more desperate for relief than being in constant pain? People can fall for anything that promises to end chronic, debilitating pain. My late mother in law, Alice, then in her 90’s, was feeling like that. She had chronic knee pain that kept getting worse. She had

The Social Security Administration still is doing a disservice by coaxing applicants into taking the optional lump sum cash payment when they sign up. The beneficiaries more than pay for it over the long term. The lump sum option isn’t new. But many applicants don’t know about it until the SSA offers it to them

If you’re approaching retirement or have just recently retired, a mission-critical task is using your 401(k), 403(b), 457, IRAs and other retirement savings to support your life in retirement. If you’re like most people, you’re concerned about stock market crashes and outliving your money. Let’s look at how you can withdraw from your retirement savings

Too many people wait until near the end of the year to consider key IRA actions and strategies. Your after-tax wealth is likely to increase when you plan them early in the year. Here are some key steps many people should consider. Donate Via A QCD A qualified charitable distribution is the best way to

Many workers approaching retirement today haven’t saved enough for the retirement of their dreams. But that doesn’t need to be a bummer: You can take charge of the rest of your life by informing yourself and taking appropriate action steps. Let’s start by looking at the average benefits today’s pre-retirees might expect. Most Pre-Retirees Will