If you’re like most pre-retirees, retirement planning starts by asking if you’ll have enough income during your retirement. If it appears you’ll generate adequate income, the focus shifts to tax and investment techniques that will maximize this income. In other words, “given my income, how can I retain more of it?” However, if you’re upper
Retirement
An employee stock purchase plan (ESPP) is a great deal. It lets employees use after-tax payroll deductions to buy shares of the company’s stock. Depending on the ESPP’s structure, you may get to buy your company’s shares at a discount of up to 15%. A lookback in the plan makes the deal even better. Getty
How much do you need to save to retire comfortably? Not as much if you think if you buy the right monthly dividend payers. How you invest your retirement portfolio is more important than how much you have. Especially today, with “dumb” retirement money collecting just 1% in safe bonds. That 1% won’t even get
Scientists at Intervene Immune and Stanford Medical Center say they have proven that “epigenetic aging can be reversed in humans.” young and old face before and after concept Getty By testing the blood samples from a clinical trial designed to reverse aspects of human aging, scientists found significant reversal in their epigenetic ages. While they
When Doug Nordman told his fellow friends in the Navy that he planned to retire after his 20 years of service ended, they looked at him incredulously, asking him ‘What are you going to do, surf all day?’ It’s a running joke for him. At the time he didn’t surf. But the day the 20