Retirement

The Inflation Reduction Act is having quite an impact on 2025 Part D prescription drug coverage. One initiative, the Medicare Prescription Payment Plan, is similar to an installment payment plan. This allows a drug plan enrollee to spread costs out over the year. You can find examples relevant to you in the Medicare Plan Finder.

Spousal benefits are commonly called family benefits; benefits available to family members. Let’s start with spousal benefits in order to truly understand ex-spousal benefits. Current spouses are eligible to receive 50% of their spouses Primary Insurance Amount at their full retirement age. For spousal benefits to be available to a current spouse, you need to

This year, California took the second of two steps to allow residents with unlimited assets to participate in its Medicaid long-term services and supports (LTSS) program. Advocates hoped the move would make the program far more widely available. Conservative critics feared it would become a budget-busting open door for the wealthy to take advantage of

Having the option to take an early retirement is a really nice thing to have. But how much money do you need to retire at 55? If you want to retire early, you’ll need a solid plan, control over your expenses, and savings outside of retirement accounts. Here’s how to find out if you can

After retirement, people have self-reported that they miss the people more than the position or money. Not only are they more limited in social interaction, but as we get older our circle of friends naturally shrinks because of deaths, moves, or lack of effort. In this Forbes article, I describe the loneliness epidemic and the