Personal finance

Marco Vdm | E+ | Getty Images If you’re ready to focus on retirement in 2025, early January could be the perfect time to boost your 401(k) plan contributions, financial experts say.  More than half of American workers feel they are behind on retirement savings, according to a Bankrate survey that polled 2,445 U.S. adults

From left, Elon Musk, House Speaker Mike Johnson and Vivek Ramaswamy arrive for a meeting on Capitol Hill on Dec. 5, 2024. Al Drago/Bloomberg via Getty Images When Elon Musk and Vivek Ramaswamy laid out their vision for slashing the size of the federal government, they touted plans to bring workers back to the office

U.S. President Joe Biden shakes hands with U.S. President-elect Donald Trump in the Oval Office of the White House on November 13, 2024 in Washington, DC.  Alex Wong | Getty Images The country’s roughly 40 million federal student loan borrowers should brace for changes related to their debt when President Joe Biden exits office toward

Ezra Bailey | Stone | Getty Images Opening presents during the holidays is of course a lot of fun. But for many, opening those credit card statements will be just the opposite. Months before the holidays hit, consumers were already bracing for the anticipated costs. More than half of 2024 holiday shoppers, or 55%, felt

Janet Yellen, U.S. Treasury secretary, on a tour of the Financial Crimes Enforcement Network (FinCEN) in Vienna, Virginia, on Jan. 8, 2024. Valerie Plesch/Bloomberg via Getty Images An upcoming Treasury Department deadline for millions of small businesses to fulfill a new reporting requirement on “beneficial ownership information” was delayed again, following a court order that